TERMS OF SERVICE

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEBSITE

Acceptance of terms
We maintain this Website (the "Site") for your personal use. Your access to and use of this Site is subject to the following Terms of Use. We reserve the right to update these Terms of Use at any time without notice to you. The most current version of the Terms of Use may be accessed by clicking on the "Terms of Use" hypertext link located at the bottom of the Site. By using this Site, you accept, without limitation or qualification, these Terms of Use. If you do NOT agree to these Terms of Use, please do NOT use this Site.

Accuracy and completeness of information
While we strive to ensure that the information contained on this Site is accurate and reliable, we make no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assume no liability or responsibility for any omissions or errors in the content of this Site.

Modification of Site
We will periodically revise the information, services and resources contained in this Site and reserve the right to make such changes without any obligation to notify past, current or prospective visitors.

Your use of the Site
You may download content for non-commercial, personal use only, provided copyright, trademark or other proprietary notices remain unchanged and visible. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. You agree that you will not otherwise copy, modify, alter, display, distribute, sell, broadcast or transmit any material on the Site in any manner without our written permission.

No unlawful or prohibited use
As a condition of your use of the Site, you will not use the Site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.

Unsolicited submissions
We do not accept or consider any creative ideas, suggestions or materials from the public ("Submissions"), therefore, you should not make any Submissions to us. If you do send us a Submission, despite our request not to do so, then such Submission will be considered non-confidential and non-proprietary and shall immediately become our property. We shall exclusively now and hereinafter own all rights, title and interest therein. We will be free to use any Submissions for any purpose whatsoever.

Privacy policy
Our use of any personal data you submit to the Site is governed by the Site's Privacy Policy.

Disclaimers
THE WEBSITE IS PROVIDED ON AN "AS IS" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DISCLAIM ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR IN ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS WEBSITE AND THE CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEB SITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THE WEBSITE OR ANY PORTION THEREOF, (D) YOUR USE OF THIS WEBSITE OR (E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE WEBSITE.

Limitation of liability
In no event and under no legal or equitable theory, whether in tort, contract, strict liability or otherwise, shall we be liable for any direct, indirect, special, incidental or consequential damages arising out of any use of the information contained herein, including, without limitation, damages for lost profits, loss of goodwill, loss of data, work stoppage, accuracy of results, or computer failure or malfunction.

Indemnification
You agree to defend, indemnify and hold us harmless from and against any and all claims, damages, costs and expenses, including attorney's fees, arising from and related to your use of the Site.

Copyright notice
Unless otherwise noted, the graphic images, buttons and text contained in this Site are our exclusive property. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise without prior written permission from us.

Trademarks
This Site features logos, brand identities and other trademarks and service marks (collectively, the "Marks") that are the property of, or are licensed to us. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark displayed on this Site without written permission of us or any such third party that may own a Mark displayed on the Site.

Links to third-party sites
As a convenience to users, this Site may link to other sites owned and operated by third parties and not maintained by us. However, even if such third parties are affiliated with us, we have no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of us. We are not responsible for the contents of any linked sites and do not make any representations regarding the content or accuracy of material on such sites. Viewing such third-party sites is entirely at your own risk.